Private Medical Insurance

Private medical insurance is a policy where regular payments give you access to medical treatment when you need it most, offering quicker diagnoses and treatment options that could potentially save your life.

With private medical insurance, you can avoid long waiting times for appointments, treatments, and surgeries, ensuring that you receive timely care and experience less discomfort. You’ll generally have access to higher-quality hospital facilities, helping you feel more comfortable during challenging times. In many cases, you can also choose the time, date, and location of your appointments, giving you more control over your healthcare and fitting treatment into your life.

Another advantage is the flexibility of private medical insurance—policies can be adjusted, allowing you to increase or decrease your coverage and premiums based on your needs.

However, it’s important to note that private medical insurance does not cover everything. Emergency visits, cosmetic procedures, and pregnancy are typically excluded. Additionally, some more affordable policies may not immediately cover pre-existing medical conditions.

Choosing the right private medical insurance depends on various factors, such as whether you need family coverage, coverage for travel abroad, and your age, which can influence premiums. While premiums may be higher, the peace of mind that you and your family will receive prompt treatment can be well worth the cost.

At Green Fern Mortgages, our experienced advisors will guide you through the options available, helping you make an informed decision. We’ll help you find competitive prices and provide access to a customer service hotline for any questions or additional support.