Income Protection

Income protection insurance is designed to offer tax-free financial support if you need to take extended time off work due to illness or injury. This coverage helps maintain your financial stability, allowing you to focus on your recovery without the added stress of income loss.

Each policy is unique, covering different conditions and varying levels of health. The cost of your plan will depend on factors like your occupation, age, the portion of your income you want to cover, and your current health status. The waiting period before you can make a claim is also influenced by your monthly premium amount. Once your policy is active, you can claim as many times as needed, with coverage lasting until you return to work or reach retirement age.

Choosing the right income protection plan requires careful consideration—can your household manage without your income if you fall ill? How much coverage can you afford? Would your savings or sick pay be enough to support your family during a long-term absence?

These are important questions, but you don’t have to navigate them alone. At Green Fern Mortgages, our experienced advisors will gather all the necessary information to tailor a plan that meets your specific needs. Plus, our dedicated customer support line ensures you always have someone to turn to for assistance with any questions or concerns.