Owner Occupier

Owner occupier insurance is a policy designed to protect both your home and its contents in the event of damage or loss. If something were to happen to your home, such as fire or flooding, and you couldn’t afford to rebuild, this insurance provides vital financial security for you and your loved ones.

There are various types of owner occupier insurance, and you can customize your policy with add-ons for extra protection—such as coverage for accidental damage, garden protection, and even alternative accommodation if your home becomes uninhabitable. You also have flexibility in how you pay, with options like monthly payments.

We understand that the variety of options, add-ons, and flexibility available can feel overwhelming. At Green Fern Mortgages, we’ll guide you through each choice in clear, straightforward language—no complex jargon—so you can make the best decision for your needs.

Your home is more than just a structure; it’s where memories are made and your family’s future is built. We’ll treat your needs as our own, asking the right questions to find the best solution to secure your long-term peace of mind.